Testimonials

“As always the service was just fantastic.... I will for sure refer you to as many people as I can think of that are interested in buying a home. ”

-Oscar Martinez

Recent Articles

February 23, 2010 - Mortgage Policy Changes

July 20, 2009 - Variable Rate Mortgages continue to provide the best value

News.

Mortgage Policy Changes

February 23, 2010

It’s not just about the Rate!

Not all Mortgages are the same!

We use our 20+ years of financing experience to determine the best financing option for you.

Our mandate is, to arrange every mortgage exactly how we would arrange it for ourselves, no exception!

                                        
New Changes and Current Rates

1. All borrowers must meet the qualifying standard of a 5 year fixed rate 
    term.

2. The maximum amount one can withdraw in refinancing will be reduced to 90% 
    of the value of ones home.

3. Rental or Non-Owner occupied properties require a minimum down payment of 
    20% of the value of the property.

**There were no down payment or length of amortization changes for owner occupied residences.

Best 5 year fixed rate       3.69%
Best variable rate             1.85%
Best Line of Credit rate     2.85%